Get only original products at the best prices from Payment planco.
If you find it cheaper in any standard store in Abuja within 5 days of purchase, WE WILL REFUND THE DIFFERENCE!
Large Screen and Smart TVs
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Scanfrsot 43 Inches Frameless TV, 2K FHD, Bluetooth, Android, Andromeda Series
Vendor:ScanfrostNo reviewsRegular price ₦375,000.00 NGNRegular priceUnit price / perSale price ₦375,000.00 NGNSold out -
TCL 75 Inches QLED 4K Ultra HD HDR Google TV
Vendor:TCLNo reviewsRegular price ₦1,112,000.00 NGNRegular priceUnit price / perSale price ₦1,112,000.00 NGNSold out -
iTEC 43 Inches UHD Smart Android LED TV
Vendor:ZinoxNo reviewsRegular price ₦279,000.00 NGNRegular priceUnit price / perSale price ₦279,000.00 NGNSold out -
Samsung 85 Inches Neo QLED 4K Smart TV Quantum Matrix Technology Pro
Vendor:SamsungNo reviewsRegular price ₦5,080,000.00 NGNRegular priceUnit price / perSale price ₦5,080,000.00 NGN
Laptops & Computers with Warranty
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HP Laptop 15.6 8gb RAM/256gb SSD Intel Celeron Processor, HD
Vendor:HPNo reviewsRegular price ₦363,000.00 NGNRegular priceUnit price / perSale price ₦363,000.00 NGN -
HP Pavilion 14 inch x360 2-in-1 Laptop/Tab, C15/8gb/512gbSSD/13th Gen/Win11H/Touch
Vendor:HPNo reviewsRegular price ₦1,014,000.00 NGNRegular priceUnit price / perSale price ₦1,014,000.00 NGN -
Toshiba 1TB External HardDrive
Vendor:ToshibaRegular price ₦61,000.00 NGNRegular priceUnit price / perSale price ₦61,000.00 NGN -
HP OMNIBOOK X FLIP 360, 2-IN-1 NEXT GEN AI, 16GB/512GB SSD, 14 INCH W11
Vendor:HPNo reviewsRegular price ₦1,175,000.00 NGNRegular priceUnit price / perSale price ₦1,175,000.00 NGN
Inverters and Batteries/ Solar panels
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Felicity Solar 8KVA/48V Wifi & Dual Solar Ivem Hybrid Inverter (10,000W)
Vendor:FelicityNo reviewsRegular price ₦841,000.00 NGNRegular priceUnit price / perSale price ₦841,000.00 NGN -
Kenwood 2100W Steam Iron White-Orange
Vendor:KenwoodNo reviewsRegular price ₦37,000.00 NGNRegular priceUnit price / perSale price ₦37,000.00 NGN -
Jinko 615W Bifacial N-Type Solar Mono Panel
Vendor:JinkoNo reviewsRegular price ₦130,000.00 NGNRegular priceUnit price / perSale price ₦130,000.00 NGN -
Ipower 10.24 KWwh/51.2v Wall Mounted Lithium Battery
Vendor:ZinoxNo reviewsRegular price ₦1,919,000.00 NGNRegular priceUnit price / perSale price ₦1,919,000.00 NGN
Generators from the best brands
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Scanfrost 2.5KVA Generator, Key Start, 100% Copper Coil
Vendor:ScanfrostRegular price ₦469,000.00 NGNRegular priceUnit price / perSale price ₦469,000.00 NGN -
Kenwood 2100W Steam Iron White-Orange
Vendor:KenwoodNo reviewsRegular price ₦37,000.00 NGNRegular priceUnit price / perSale price ₦37,000.00 NGN -
Hithium (Solar Generator) 200W, 1KWH Home Power Dock Lithium Battery
Vendor:HithiumNo reviewsRegular price ₦518,000.00 NGNRegular priceUnit price / perSale price ₦518,000.00 NGN -
Kenwood 2600W Steam With Ceramic Soleplate, Anti-Calc
Vendor:KenwoodNo reviewsRegular price ₦61,000.00 NGNRegular priceUnit price / perSale price ₦61,000.00 NGN -
Sumec Firman 3.4kva Key Start 100% Corper Coil Ecological Generator
Vendor:Sumec FirmanNo reviewsRegular price ₦532,000.00 NGNRegular priceUnit price / perSale price ₦532,000.00 NGN -
Sumec Firman 9KVA Generator, Key Start, 100% Copper, Semi-Silent
Vendor:Sumec FirmanNo reviewsRegular price ₦1,038,000.00 NGNRegular priceUnit price / perSale price ₦1,038,000.00 NGN
Washing Machine
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Hisense 5KG Washing Machine, Twin Tub, Semi-Automatic
Vendor:HiSenseNo reviewsRegular price ₦164,000.00 NGNRegular priceUnit price / perSale price ₦164,000.00 NGN -
Scanfrost 12KG Top Load Washing Machine
Vendor:ScanfrostNo reviewsRegular price ₦476,000.00 NGNRegular priceUnit price / perSale price ₦476,000.00 NGN -
Scanfrost 11KG Automatic Front Load Washing Machine, Inverter
Vendor:ScanfrostNo reviewsRegular price ₦631,000.00 NGNRegular priceUnit price / perSale price ₦631,000.00 NGN -
Scanfrost 8KG Automatic Top Loader Washing Machine
Vendor:ScanfrostNo reviewsRegular price ₦432,000.00 NGNRegular priceUnit price / perSale price ₦432,000.00 NGN
How to Shop Now, Pay Later with Easy, Flexible Payment Plan.
Step 1: Visit our Showroom, call or message us to learn more about our EASY and FLEXIBLE payment plan
Step 2: You and your guarantor will fill out a one-page Plan form and provide copies of your IDs and boom!
We deliver to you, and you can start enjoying your brand-new item TODAY!
Our Payment Plan is so fast and convenient your product(s) could arrive on your doorsteps within hours
We have all the items on display in our showroom/store, kindly drop in to compare alternatives.
Refrigerators/ Fridges
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Midea 127L Top Mount Double Door Refrigerator
Vendor:MideaNo reviewsRegular price ₦303,000.00 NGNRegular priceUnit price / perSale price ₦303,000.00 NGN -
Haier Thermocool 210L Double Door Refrigerator
Vendor:Haier ThermocoolNo reviewsRegular price ₦530,000.00 NGNRegular priceUnit price / perSale price ₦530,000.00 NGN -
Samsung 258L Double Door Refrigerator, Digital Inverter Technology
Vendor:SamsungNo reviewsRegular price ₦716,000.00 NGNRegular priceUnit price / perSale price ₦716,000.00 NGN -
Scanfrost 450L Intelli Inverter Side By Side Refrigerator, SS Finish Digital Display
Vendor:ScanfrostNo reviewsRegular price ₦1,145,000.00 NGNRegular priceUnit price / perSale price ₦1,145,000.00 NGN
Kitchen Apliances
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Binatone 300W 1.5L, Blender/Grinder
Vendor:BinatoneNo reviewsRegular price ₦31,000.00 NGNRegular priceUnit price / perSale price ₦31,000.00 NGN -
Midea 20L Microwave
Vendor:MideaNo reviewsRegular price ₦93,000.00 NGNRegular priceUnit price / perSale price ₦93,000.00 NGN -
Rite-Tek 4 IN 1 Sandwich Maker, Grilling, Waffle, Doughnuts, 900W
Vendor:Rite-TekNo reviewsRegular price ₦70,000.00 NGNRegular priceUnit price / perSale price ₦70,000.00 NGN -
Polystar Kitchen Air Extractor/Chimney Hood, with Digital Display Touch
Vendor:PolystarNo reviewsRegular price ₦263,000.00 NGNRegular priceUnit price / perSale price ₦263,000.00 NGN
iPhones/ Samsung/ Techno/ Infinix
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Nokia 130 Music Dual Sim 2500mAH
Vendor:NokiaNo reviewsRegular price ₦27,000.00 NGNRegular priceUnit price / perSale price ₦27,000.00 NGN -
Redmi Pad SE 8.7, 6gb Ram, 128GB, Wi-Fi
Vendor:Xiaomi RedmiNo reviewsRegular price ₦230,000.00 NGNRegular priceUnit price / perSale price ₦230,000.00 NGN -
Toshiba 1TB External HardDrive
Vendor:ToshibaRegular price ₦61,000.00 NGNRegular priceUnit price / perSale price ₦61,000.00 NGN
Iron & Surge Protection
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Ellington 5 Way Extention Box, with Surge Protection
Vendor:EllingtonRegular price ₦25,000.00 NGNRegular priceUnit price / perSale price ₦25,000.00 NGN -
Binatone Steam Iron - SI-2410
Vendor:BinatoneRegular price ₦39,000.00 NGNRegular priceUnit price / perSale price ₦39,000.00 NGN -
Midea 30L Electric Water Heater, 2000W
Vendor:MideaNo reviewsRegular price ₦166,000.00 NGNRegular priceUnit price / perSale price ₦166,000.00 NGN -
Midea 15L Electric Water Heater, Salute Xpress
Vendor:MideaNo reviewsRegular price ₦128,000.00 NGNRegular priceUnit price / perSale price ₦128,000.00 NGN
Payment Plan Company Brands
Sound System
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Sony SRS-XV500 Portable Bluetooth Karaoke Party Speaker & Karaoke Machine, 25-Hour Battery, Splash Resistant, Ambient Lights
Vendor:SonyNo reviewsRegular price ₦673,000.00 NGNRegular priceUnit price / perSale price ₦673,000.00 NGN -
Sony WH-CH520 Wireless Headphones Bluetooth On-Ear Headset with Microphone
Vendor:SonyNo reviewsRegular price ₦83,000.00 NGNRegular priceUnit price / perSale price ₦83,000.00 NGN -
Sony WH-CH720N Noise Cancelling Wireless Headphones, Microphones and Alexa Built-in
Vendor:SonyNo reviewsRegular price ₦176,000.00 NGNRegular priceUnit price / perSale price ₦176,000.00 NGN -
LG 80W Powerful Sound, Karaoke-2MIC, Karaoke Playback, Echo, Usb, Aux, Fm, Bluetooth
Vendor:LGNo reviewsRegular price ₦210,000.00 NGNRegular priceUnit price / perSale price ₦210,000.00 NGN
Cookers
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Scanfrost 5 Gas Cooker, 60x90, Auto Ignition, Top+Bottom Grill Burner
Vendor:ScanfrostNo reviewsRegular price ₦579,000.00 NGNRegular priceUnit price / perSale price ₦579,000.00 NGN -
Polystar Kitchen Air Extractor/Chimney Hood, with Digital Display Touch
Vendor:PolystarNo reviewsRegular price ₦263,000.00 NGNRegular priceUnit price / perSale price ₦263,000.00 NGN -
Polystar 2 Burner Electric Built-In Infrared Cooker
Vendor:PolystarNo reviewsRegular price ₦151,000.00 NGNRegular priceUnit price / perSale price ₦151,000.00 NGN -
Midea 60CM Built-in Electric Oven, Led Display
Vendor:MideaNo reviewsRegular price ₦380,000.00 NGNRegular priceUnit price / perSale price ₦380,000.00 NGN
Deep Freezers
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Thermocool 429L Double Door Inverter Chest Freezer
Vendor:Haier ThermocoolNo reviewsRegular price ₦1,087,000.00 NGNRegular priceUnit price / perSale price ₦1,087,000.00 NGN -
Scanfrost 600L Double Door Freezer With Inverter Compressor, 54% Energy Savings
Vendor:ScanfrostNo reviewsRegular price ₦1,211,000.00 NGNRegular priceUnit price / perSale price ₦1,211,000.00 NGN -
Scanfrost 400L Intelli Inverter Chest Freezer Double Door, 54% Energy Saving
Vendor:ScanfrostNo reviewsRegular price ₦888,000.00 NGNRegular priceUnit price / perSale price ₦888,000.00 NGN -
Scanfrost 300L Inverter Chest Freezer, 54% Energy Saving
Vendor:ScanfrostRegular price ₦684,000.00 NGNRegular priceUnit price / perSale price ₦684,000.00 NGN
Air Condtioners/ Fans
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Scanfrost 1HP (9000 BTU) Inverter Technology Air Conditioner
Vendor:ScanfrostRegular price ₦434,000.00 NGNRegular priceUnit price / perSale price ₦434,000.00 NGN -
Scanfrost 1.5HP Inverter Technology Air Conditioner
Vendor:ScanfrostNo reviewsRegular price ₦468,000.00 NGNRegular priceUnit price / perSale price ₦468,000.00 NGN -
Royal 1HP Air Conditioner Regular (AC)
Vendor:RoyalNo reviewsRegular price ₦295,000.00 NGNRegular priceUnit price / perSale price ₦295,000.00 NGN -
Midea 1.5HP Inverter Air Conditioner (AC) Unicool Series R410A
Vendor:MideaNo reviewsRegular price ₦485,000.00 NGNRegular priceUnit price / perSale price ₦485,000.00 NGN
FREQUENTLY ASKED QUESTIONS
FAQ
What's the warranty period on your products?
Warranty is issued by the manufacturer and varies from brand to brand, and it commences from the date of purchase from us; the duration will be on each product on the invoice.
Depending on the product and manufacturer, it ranges from 3 months to 5 years
.
What happens if my product gets faulty after purchase?
All our products have full manufacturer’s warranty, so
long as it falls within the warranty period, it will be resolved, fixed or
replaced free of charge.
What are the criteria to make a purchase on a plan?
You and your guarantor will fill a one-page Plan form and provide copies of your IDs
Can I purchase more than one item on a plan?
YES! You can have multiple items on one invoice transaction.
Do you have hidden charges ?
The price of the item is what we split, there are no other charges once you pay your monthly installments as at when due and in line with the invoice terms.
Can items be exchanged?
Yes, only where products have not been opened or used at all.
Terms and conditions apply.
Can the plan tenure exceed 6 months?
No. Our Payment plan standard structure in a total of 6 monthly installments, 35% of the Plan price as 1st instalment, and
the balance is spread equally over 5 monthly instalments (i.e 13% of the Plan price) Maximum payment plan tenure is 6 months.
What is your interest rate
We only deal with customers on an unbeatable Payment Plan price system where the Plan price of the products(s) is split through the tenure.
We do not have any hidden charges.
Do you have a branch outside Abuja?
We currently only operate from Abuja but have special circumstances when we transact outside Abuja.
Please call 09122106716 to see if you can qualify for this.
PPCo News
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OKECHUKWU & BOLARINWA HAVE JOINED OUR BOARD OF ...
Ayodeji BamigbolaThe Board of Directors of Payment plan company are pleased to announce the appointment of Mr Jake Okechukwu Effoduh and Mr Bolarinwa Babalola as Directors of the Company effective from...
OKECHUKWU & BOLARINWA HAVE JOINED OUR BOARD OF ...
Ayodeji BamigbolaThe Board of Directors of Payment plan company are pleased to announce the appointment of Mr Jake Okechukwu Effoduh and Mr Bolarinwa Babalola as Directors of the Company effective from...
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Let customers speak for us
from 5 reviewsVery Reliable store with one of the cheapest price in Abuja.
Do you have a branch in I need Lagos IKEJA
I need 5 numbers 2 HP split air conditioner Hisense( not inverter)
(
Zettle Team of birth is awarded
I have had the opportunity to get my items on outright purchase from BTO when I was in Abuja, as well as refer my family members and it's been a Wow! experience with this company.
If you need the service of digital marketing and brand partnership, I will gladly do it because you provide the best service experience and speed of delivery any customer can ask for.
Thank you.















